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I'm 70 and raising my 7-year-old grandson. I have faith everything will work out, but I may never retire.

Ruth Olinger, 70, adopted her grandson and is raising him as her son. She pays $10,400 a year for day care and says she can't retire.

Ruth Olinger, a 70-year-old grandmother, is raising her 7-year-old grandson in Lakeland, Florida. Olinger has previously fostered 51 children and currently pays over $10,000 per year for her grandson's day care. While Olinger believes everything will work out, she may not be able to retire. Olinger said she has everything her grandson needs, though they don't have everything they want.

Olinger is active and enjoys activities such as mowing grass, working in insurance and banking, and mission work. She has adopted her grandson, who has some health issues and occasional temper outbursts. Olinger believes her experience raising children has made her more patient with her grandson, but sometimes less patient due to age. The main challenges for grandparents like Olinger include day care and health insurance costs.

Written by urgent.news from Business Insider's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

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