Banks step up risk transfer despite regulator concerns
Cada vez más entidades apelan a las SRT para mejorar su solvencia. El volumen alcanza los 378.000 millones en 2025 y se eleva un 170% en cuatro años. Leer
Banks have sold 378 billion euros worth of credit risk through Significant Risk Transfer (SRT) deals globally, a 35% increase from the previous year and a 170% rise since 2021, according to the International Association of Credit Portfolio Managers (IACPM). The number of SRT deals has surpassed 800, involving 62 entities, with total credit transactions in the market reaching 905 billion euros.
Despite regulatory concerns about the impact on systemic risk, banks continue to use SRT deals to free up capital and improve solvency, with Santander reinvesting risk releases at returns above 20%. The IACPM expects the growth in SRT deals to continue, driven by increasing demand for loans to finance investments in digitalization, climate, and security.
Written by urgent.news from Expansion ES's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
