Geld. Leben. Looman: Kinder werden so schnell groß – und dann erst richtig teuer!
Die Ausbildung der Kinder zu finanzieren, kostet ein Vermögen. Es braucht also einen guten Sparplan. Oder reiche Großeltern, meint Finanzberater Volker Looman. Ein Finanztipp zum Mitrechnen.
Dear mothers and fathers, today we focus on educating your children. You may not have considered this matter so far. However, now that you are in your forties, and your lively offspring are eleven and nine years old, it is time to consider the cost of raising them, especially if you envision them pursuing higher education.
Your children will likely graduate from high school in eight to ten years, and after a typical twelve-month break, they can commence their studies at the age of 20. Twelve semesters should suffice, accounting for six years of academic study. Unfortunately, if they fail to complete their education within this timeframe, the chances of them ever doing so are slim.
The maximum monthly stipend under the Federal Assistance Promotion Act (Bafög) currently stands at 992 euros, provided your children no longer reside at home and receive coverage for health insurance and care insurance. Being generous, I have rounded this figure up to 1000 euros.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.