Danantara Housing Expo Offers 1 Percent Down Payment

In Jakarta, the state investment agency Danantara will host the Danantara Housing Expo from August 27-30, 2026, showcasing 130,000 ready-to-occupy homes for sale. The expo, held at Nusantara International Convention Exhibition, will offer properties for both low-income and non-low-income buyers. Dian Takdir Badrsyah, a Senior Director at Danantara Asset Management, revealed several promotional offers, including a 1 percent down payment, tiered mortgage interest rates starting at 2.75 percent, and repayment tenures up to 30 years. Free administration and provision fees are also provided.

Since the promotion began this month, Danantara has facilitated transactions for 880 housing units valued at Rp500 billion. Of the participating 130 property developers, 12 are state-owned enterprises, with 10 focusing on high-end markets and the rest catering to middle-class and low-income buyers. All listed homes have undergone legal and quality checks, ensuring immediate move-in options for buyers.

Among the featured developments are projects near transit hubs, such as commuter rail stations in Pondok Cina and Tanjung Barat. Other notable properties include Grand Kamala Lagoon, Amethyst, and Patra Land Urbano. Low-income buyers can choose from 49,000 housing units at the expo, primarily located in Java and some in Kalimantan and North Sumatra.

Consumer Banking Director at state lender BRI, Aris Hartanto, explained that a 30-year loan tenure reduces monthly payments and allows younger generations to pay off mortgages before retirement. The tiered interest rate scheme enables borrowers to align installment costs with their income. Four state-owned insurers, IFG, IFG Life, Jasindo, and Jasindo Syariah, are participating in the event, ensuring uniform mortgage rates across Himbara members.

By the presale phase, BRI secured Rp180 billion in home purchase commitments, expecting Rp200 billion in total mortgage applications throughout the exhibition.