Caixa Home Loans Now Count Uber and iFood Earnings as Formal Income
Caixa Economica Federal now counts ride-hailing and delivery app earnings as formal income for mortgages, opening homeownership to many informal workers. The post Caixa Home Loans Now Count Uber and iFood Earnings as Formal Income appeared first on The Rio Times .
Caixa home loans now accept earnings from ride-hailing and delivery apps, such as Uber and iFood, as formal income for mortgage applications. This change, announced in July 2026, could help millions of informal workers secure mortgages. Applicants must provide payment statements from the respective app platforms, covering four consecutive months with the most recent statement being no more than two months old.
Caixa considers the lowest of the four monthly figures as the income, rather than the average, which could impact the amount borrowed. This rule applies to housing finance, including the Minha Casa Minha Vida program, and is a significant step towards financial inclusion in Brazil.
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