Umfrage zur Altersvorsorge: Junge Generation verliert Vertrauen in gesetzliche Rente
Bei jungen Menschen setzt sich die Erkenntnis durch, dass sie selbst fürs Alter vorsorgen müssen. Dass es dafür bald eine neue staatliche Förderung gibt, wissen aber längst nicht alle.
A recent survey reveals that younger Germans are losing faith in the statutory pension system. Conducted by Forsa for Visa and ING, the poll surveyed 1,003 representative individuals aged 18 to 30. Only half (49 percent) of those questioned expressed confidence that they will rely on state money in old age, down from 56 percent a year prior.
Only 5 percent trust that the statutory pension will be sufficient to maintain their standard of living in retirement. Concerns about pension poverty (79 percent), rising living costs (90 percent), and Germany's economic situation (90 percent) rank high among Gen Z's worries. Half (53 percent) reported setting aside funds for retirement.
Four in ten (41 percent) believe they are already adequately prepared for the future. The new state-supported pension deposit, set to launch in 2027, remains largely unknown to many. While 58 percent heard of it, only 41 percent know the details. The remaining 1,003 surveyed have not heard anything about it. The pension deposit aims to allow savers to privately plan for retirement, with the state providing incentives.
Capital gains during the saving phase are tax-free. Two-thirds (65 percent) find the model appealing, 15 percent oppose it, and the rest have not formed an opinion yet.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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