State Farm Is Sending $5 Billion in Dividend Payments to Customers. Here’s How to Know If You’re Eligible

State Farm, a major insurance company, is currently sending out $5 billion in dividend payments to nearly 49 million vehicle owners across its network. This is the largest dividend the company has ever issued, thanks to its strong financial position and promising underwriting results.

To be eligible, customers need to have had a personal auto insurance policy with State Farm at any point during 2025. There is no requirement for current insurance with the company to receive a payment. The size of each payment depends on the customer's premium payments and their state, with the minimum being $10.

If a customer has an email registered with State Farm, they will receive an email with instructions on how to access a payment portal and choose their preferred payment method. Those without a registered email will instead get a check mailed to them. The first round of payments began on July 31 and will continue in "waves by state" for the rest of the summer.

On average, eligible customers can expect to receive around $100 per vehicle. However, the exact amount varies based on the percentage of premiums paid, which ranges from 4% to 10% depending on the state. Thousands of checks have already been mailed, with more to follow.