Insurance Authority announces health insurance product without pre-approvals for outpatient services
RIYADH — The Insurance Authority has directed health insurance providers in Saudi Arabia to offer a health insurance product without pre-medical approval requests for outpatient services. This is part of the authority’s efforts to address a key challenge faced by health insurance beneficiaries in recent years. The product will be an additional option among the health insurance products currently…
The Insurance Authority in Saudi Arabia has instructed health insurance companies to introduce a new health insurance product that does not require pre-medical approval for outpatient services. This move aims to resolve a significant challenge faced by policyholders in recent times. The product will serve as an additional option among the existing health insurance offerings, providing employers and individuals with greater flexibility in selecting a solution that best suits their requirements.
The new product will become available to customers starting from November 1, 2026. Eng. Naji Al-Tamimi, CEO of the Insurance Authority, explained that this directive aligns with the Saudi leadership's efforts to reduce burdens on citizens, improve quality of life, and support Saudi Vision 2030. He emphasized that the initiative reinforces the Authority's role in guiding the market and requires insurance companies to offer products that cater to the needs of individuals and businesses, in accordance with the National Insurance Sector Strategy.
The Insurance Authority urged policyholders to lodge a complaint with the authority if an insurer refuses to provide the new option after the designated implementation date.
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