남부 폭우 피해가구에 최대 1억원 긴급자금 대출

Extensive rainfall has caused damage across regions in southwestern South Korea. The Korean Financial Services Commission recently outlined financial assistance for households and small to medium-sized enterprises affected by the flooding. The assistance ranges from 1 million to 1 billion won, depending on the financial institution.

The maximum loan amount of 1 billion won is available from banks like LG, Shinhan, and Kookmin. Existing borrowers can receive extended repayment periods, up to one year, or temporary suspension of repayments. For those already in debt, banks offer loan extensions, suspensions, and installment plans. Insurance companies and credit card companies also provide assistance.

The government has assured borrowers that they won't be pressured to take the loans or asked for personal information. To apply, affected individuals must first obtain a disaster damage verification document from their local government, then contact financial agencies or industry associations for assistance.