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India's Razorpay launches AI payments foundation model with AWS

India’s digital payments story has been one of growth and innovation - yet a quieter gap remains: a payment that doesn't go through, an OTP that arrives late, a subscription that silently lapses, a card compromised by fraud.

We haven't written up this one. Finextra has the full story — the link below goes straight to it.

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Why the best AI strategies combine prediction and reasoning

Over the past two years, I’ve had hundreds of conversations about AI with regulators, financial institutions, engineers, executives, and skeptics. What keeps coming up is how much confusion there is about AI. Everyone talks about AI as though it’s a single technology moving in a single direction, but the reality is much more nuanced.

How to Hand Off AI Agent Work When You Hit Your weekly Usage Limit

You are forty minutes into a refactor. The agent has read the codebase, you have corrected it twice, it finally understands that the legacy adapter is load-bearing and cannot be deleted. You are close. Then you hit your usage limit. Everyone who codes with an AI agent daily has had this moment, and the two obvious responses are both bad.

  • Focus on documenting tasks with goal, constraints, and definition of done
  • Use three key elements to avoid handoff failures
  • Share scoped, revocable tokens for secure task authentication

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