Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann
In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.
As of December 31st of this year, the Altersvorsorgedepot will replace the Riester-Rente, providing benefits for a wider range of individuals. Not only will employees be able to take advantage of the state-sponsored promotion, but self-employed workers and civil servants may also benefit from January 2027 onwards. Financial expert Niels Nauhauser, head of finance at Baden-Württemberg's consumer center, anticipates that offering incentives to higher earners will be a key strategy for service providers.
The Altersvorsorgedepot offers tax advantages, especially for those who contribute more than the maximum required for the maximum amount of support. Nauhauser believes that banks and financial service providers will capitalize on this tax advantage to engage clients with the new retirement savings option in the coming months. Thus, many potential users should familiarize themselves with the various models to determine whether they are suitable and advantageous.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
