Punjab’s cashless healthcare scheme eases medical costs for families

India's 80th Independence Day is marked by the celebration of a new aspect of public welfare in Punjab - the Mukh Mantri Sehat Yojana (MMSY), a cashless healthcare scheme providing up to ₹10 lakh coverage per family annually. Over the past seven months, the scheme has facilitated more than six lakh treatments, with 26,18,712 beneficiaries out of the reported 69,12,697 eligible families enrolled.

Out of the 3,02,906 patients who received treatment, 6,06,892 treatments and 15,267 procedures were carried out. The scheme operates in 880 empanelled hospitals, with an average claim value of ₹14,628.04. Notable treatment segments include chronic haemodialysis for 1,99,417 patients, 60,504 cancer cases, and 1,85,220 emergency cases.

High-cost treatments like cardiac care, orthopaedic procedures, and cancer treatment are also prevalent with expenditures amounting to ₹100 crore, ₹8.20 crore, and ₹159.41 crore respectively. Beneficiaries have shared their experiences, expressing relief from financial pressures due to this cashless healthcare scheme, which has enabled them to focus on recovery rather than financial concerns.