Mortgage rates today: 30-year rate at 6.54%, refinance rates and latest data
Mortgage rates today are mostly lower, with 30-year rates at 6.54% and 15-year rates at 5.86%. See current mortgage and refinance rates.
Mortgage rates across the United States have dipped slightly in recent days, according to the latest figures from Zillow's lender marketplace. The 30-year fixed mortgage rate sits at 6.54%, marking a 3 basis point increase from the previous week. Meanwhile, the 15-year fixed rate is down by 15 basis points to 5.86%. The 5/1 adjustable-rate mortgage (ARM) is at 6.24%, slipping by 13 basis points.
These national average rates, rounded to the nearest hundredth, may differ for individual borrowers based on factors like credit score, income, and down payment. Refinance rates are also available for homeowners interested in replacing their current mortgage with a new loan, but these figures represent national averages as well.
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