PrivatBank, Universal Bank, Raiffeisen Bank, Oschadbank, FUIB top Ukraine bank earnings in H1 2026
State-owned PrivatBank posted UAH 24.56 billion in net profit in January-June 2026, down 29.6% from the same period last year, accounting for 45.4% of the banking system's combined financial result, according to data from the National Bank of Ukraine (NBU).
State-owned PrivatBank reported a decline in net profit to UAH 24.56 billion in H1 2026, a 29.6% decrease compared to the same period in 2025. PrivatBank accounted for 45.4% of the total banking system's financial result during this period. Universal Bank took second place with a net profit of UAH 3.85 billion, marking a 36.3% year-on-year increase.
Raiffeisen Bank placed third with UAH 3.57 billion, experiencing a 24.7% drop from the previous year. Oschadbank fell out of the top three, reporting UAH 3.38 billion in net profit, a significant 2.9-fold decrease from H1 2025. FUIB secured the fifth spot with UAH 3.12 billion, down 12.5% from H1 2025. Ukreximbank, a state-owned bank, led the second five with UAH 2.24 billion in net profit, marking a 46.9% decrease.
Foreign capital banks ranked seventh through tenth, with OTP Bank, Ukrsibbank, Citibank, and Credit Agricole Bank showing decreases ranging from 18.9% to 39.3%. Out of the 59 banks, 11 reported a loss in H1 2026, with Alliance Bank and PIN Bank incurring the largest losses at UAH 69.79 million and UAH 37.73 million, respectively.
Overall, banks' net profit decreased by 32.0% to UAH 54.07 billion in H1 2026, compared to UAH 77.5 billion in the same period last year.
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