Mutual Funds hit all-time high net inflows of ₹85.75 lakh crore in July 2026: Report

GEPL Capital report reveals that overall net inflow expanded by roughly 4.30% in July

In July 2026, the Indian mutual fund industry recorded its highest net inflows ever, totaling ₹85.75 lakh crore, according to a report by GEPL Capital. This figure represents a 4.30 percent increase compared to the previous month. The broader Assets Under Management (AUM) for mutual funds also experienced steady growth, expanding by 13.80 percent over the past year.

Ownership patterns across different investor categories showed a balanced distribution. Corporates held the largest share at approximately 37.17 percent, followed by High Net-Worth Individuals (HNIs) with 33.83 percent. Retail investors accounted for 27 percent, while banks and financial institutions held 1.92 percent. Foreign Portfolio Investors (FPI) and Foreign Institutional Investors (FII) made up a mere 0.07 percent.

In terms of asset class composition, equity and balanced funds led the way, constituting 61.06 percent of total mutual fund assets. Exchange-Traded Funds (ETFs) and Fund of Funds (FoF) managed 14.01 percent of the total allocation. Liquid and money market funds represented 13.37 percent, with the debt category, excluding liquid and money market products, holding 11.57 percent.

The equity segment saw strong investor interest, with a combined net inflow of ₹24,697 crore for the month. Within this space, the Smallcap category emerged as the primary growth driver, attracting the highest monthly inflow of ₹7,768 crore. Midcap and Flexicap offerings also contributed significantly, with net inflows of ₹6,192 crore and ₹4,709 crore, respectively.

The report also noted that the Midcap, Flexicap, Large & Midcap, and Multicap categories ranked as the second, third, fourth, and fifth best in terms of net inflows.

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