Second phase of Pravasi insurance scheme for expats to begin on August 18

The second phase of enrollment for NoRKA Care Plus, a health and accident insurance scheme for expatriate Keralites, will commence on August 18, 2026. Chief Minister V.D. Satheesan will inaugurate the scheme's portal and launch its website on this day. Rajesh Madhavan, CEO of NoRKA-ROOTS, the field agency of NoRKA, announced that the enrollment period will span from August 18 to September 18, 2026.

This phase will cover the remaining eight months of the policy period, running from August 18, 2026, to April 14, 2027. The scheme offers insurance coverage in seven slabs, ranging from ₹5 lakh to ₹1 crore. Non-resident Keralites aged between 18 and 70, with a valid NoRKA Pravasi ID, Student ID, or NRK ID, are eligible to enroll.

Parents or spouses of policyholders, up to the age of 80, can also be included under policies ranging from ₹10 lakh to ₹1 crore. The insurance scheme provides cashless treatment at over 24,000 hospitals nationwide, with more than 688 facilities in Kerala alone. To date, approximately 1.62 lakh expatriate families from 138 countries have enrolled in NoRKA Care and NoRKA Care Plus schemes, with ₹227 crore paid out to 31,660 policyholders as of July 31, 2026.

The claim settlement rate stands at 99.38%, according to Madhavan. NoRKA Care Plus is a collaboration between United India Insurance Company and the Department of Non-Resident Keralites Affairs.