Geldanlage: Aktien, Anleihen, ETFs, Optionen: So klappt es mit dem Nebenverdienst ohne Arbeit

Psychologists know that even the mere thought of passive income triggers feelings of luck in the brain. Achieving a steady income stream without working is initially time-consuming but entirely possible. The Handelsblatt demonstrates four investment strategies on how to attain this. Bonds provide a particularly calculable passive income.

Here's how investors can best capitalize on this trend. Many companies offer steadily increasing dividend payouts. Read how to turn dividend stocks into a passive income source. However, you can extract more from your stocks than just dividends, such as with call options. Funds and ETFs can also yield high dividend yield returns for passive income.

When these two words appear, most people's brains start racing. No more deadlines, only doing what feels right, and without the nagging question, "Who pays?" The allure and success of many self-proclaimed financial strategists promoting passive income ideas on social media likely lies in this. According to Valentin Haas, a psychologist and leadership coach, the appeal of passive income primarily satisfies three desires: security, freedom, and relief.

"Psychologically, the idea of a passive income bundles these three wishes," he says. The brain releases dopamine upon the mere thought of a solution to the hamster wheel dilemma, even though the situation hasn't changed. "Videos, success stories, and promises like 'Save amount X and you can live off it forever' create a genuine dopamine rush," the psychologist explains.

However, upon delving into the offerings, one often finds little specifics. Many questions have concrete answers that play a significant role in determining whether passive income can work.