Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann
In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.
As of December 31 of the current year, the retirement savings account will come to an end, marking the successor's arrival. Starting in January 2027, not just employees, but also freelancers and civil servants may benefit from state subsidies through the successor. This new opportunity is expected to trigger a sales surge among providers.
Niels Nauhauser, Finance Team Leader at the Baden-Württemberg Consumer Center, anticipates that "above all, high earners will receive offers." After all, beyond subsidies, the retirement savings account can also provide tax advantages, particularly for those who contribute significantly more than the mandatory maximum. Nauhauser believes that many banks and financial services firms will leverage the tax advantage as an incentive to engage with clients in the coming months about the retirement savings account.
For many interested parties, it is essential to familiarize themselves with the various models to determine which ones are advantageous and for whom they are worth pursuing.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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