Geldanlage: Zehn Dinge, die ich als Anfänger über ETFs gelernt habe
Aus dem Handelsblatt-Archiv: Unser Autor befasst sich zum ersten Mal in seinem Leben mit ETFs – und stellt fest, dass Altersvorsorge damit in der Theorie einfacher ist als in der Praxis.
In the past year, I was forced to reorganize my private retirement savings, a decision I had been contemplating since completing my degree in 2008. At that time, I had purchased a life insurance policy based on stock funds, through a friend, but this was not a wise choice. I didn't question it much, simply signing the papers. My annual summary of the policy was filed away without much thought.
Even a simple savings book would have provided more insight. Reflecting on this now, it was during my transition to reading financial news daily that I realized the importance of paying closer attention to my finances. By the age of 42, I had contributed over 20,000 euros to my retirement fund over 15 years, yet only managed to gain a mere 1,000 euros.
Ironically, despite the positive performance of the stock markets during this period, my returns were quite disappointing.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
