{
  "id": 9811015,
  "title": "Trailer Insurance Gaps: 3 Red Flags to Check Now",
  "url": "https://urgent.news/2026/09/25/trailer-insurance-gaps-3-red-flags-to-check-now",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-25T18:22:58.000Z",
  "source": {
    "name": "FreightWaves",
    "slug": "freightwaves",
    "url": "https://www.freightwaves.com/news/trailer-insurance-gaps-3-red-flags-to-check-now"
  },
  "original_language": "en",
  "account": "Trailer insurance gaps can be costly, particularly if relying on someone else's coverage or contingent coverage. Andy Kuchar, president of Centerline Insurance, highlights three warning signs to watch for when assessing trailer insurance coverage. The first red flag is depending on another party's policy; if a policy is canceled or the trailer use isn't disclosed to the insurer, coverage may be lost at the time of a claim. The second red flag involves holding contingent coverage, which typically has exclusions that could leave the insured unprotected. Only about 30% of motor carriers have trailer interchange coverage, meaning many businesses are unprotected if they rely on a lessee's policy. Kuchar's dedicated trailer coverage product can be tailored to different business models, offering protection for physical damage, theft, and liability on an à la carte basis. The post-Montgomery ruling environment has increased demand for such coverage, as trailer leasing companies may face similar liability scrutiny as freight brokers. Defense costs for claims are significant and often overlooked, with Centerline paying outside counsel at approximately $1,100 per hour, with routine spending of $100,000 per claim. Centerline offers coverage on various pricing models, and Kuchar handles inquiries and pricing personally.",
  "summary": "Trailer insurance gaps can get expensive fast — especially if you’re relying on someone else’s coverage or anything called contingent coverage. Andy Kuchar of Centerline Insurance breaks down 3 red flags companies should watch for, who actually needs dedicated trailer coverage, and why freight brokers, trailer pool operators, repower networks and leasing companies may all […] The post Trailer…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}