{
  "id": 976566,
  "title": "‘Watch your spending, use free perks’: an insider’s tips on student money",
  "url": "https://urgent.news/2026/08/15/watch-your-spending-use-free-perks-an-insiders-tips-on-student-money",
  "topic": "culture",
  "section": "Culture",
  "published": "2026-08-15T06:00:48.000Z",
  "source": {
    "name": "Guardian Business",
    "slug": "guardian-business",
    "url": "https://www.theguardian.com/money/2026/aug/15/university-student-money-spending-free-perks-save-cash"
  },
  "original_language": "en",
  "account": "Erin, a 21-year-old psychology and cognitive neuroscience student at the University of Nottingham, offers valuable advice for university students on managing money wisely. Erin, who has been giving Martin Lewis a run for his money in finding the best hacks, tips, and tricks, has learned several cost-saving techniques during her time in university.\n\nErin emphasizes the importance of budgeting and keeping track of expenses. She admits that when she first received her student loan, it felt like \"free money,\" making her susceptible to \"girl math\" – the idea of justifying little extras that quickly accumulate. To avoid this temptation, Erin sets herself a budget and only uses her savings for any overages. Additionally, she prioritizes her savings by not spending money from them, as it counteracts her hard work of saving it.\n\nTo reduce spending, Erin takes advantage of discounts, deals, and promotions. She shares her vouchers with friends, using them to host 'floor picnics' in their halls of residence. Erin also volunteers for freebies and perks, such as free tickets and transport to racecourses and events, as well as brand ambassador roles for nightclubs and other venues. Volunteering at festivals like Truck Festival in Oxfordshire also provides her with free entry and other perks.\n\nWhen considering purchases, Erin advises calculating how many hours of work it would take to earn the money, providing a reality check on impulse buys. She also recommends volunteering for free events and fashion-related side hustles, such as upcycling secondhand clothes and selling them on platforms like Vinted. Lastly, Erin encourages students to seek brand ambassador programs at their universities, as these often provide free or discounted access to events and venues.",
  "summary": "Avoid getting into debt at university with tricks to save cash, earn extra funds and have a good time Over the past two years university student Erin has been giving Martin Lewis a run for his money when it comes to hunting down the best hacks, tips and tricks to save cash and earn money. The 21-year-old has seen Oasis for free; earned tickets to race days; made money from selling secondhand…",
  "key_points": [
    "Erin advises budgeting and tracking expenses to avoid \"girl math\"",
    "She takes advantage of discounts, deals, and volunteering for free perks",
    "Erin calculates work hours needed for purchases to curb impulse buys"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}