{
  "id": 9683415,
  "title": "Be prepared for the monsoon with BJAK’s special perils cover",
  "url": "https://urgent.news/2026/09/25/be-prepared-for-the-monsoon-with-bjaks-special-perils-cover-9683415",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-25T02:00:00.000Z",
  "source": {
    "name": "Free Malaysia Today",
    "slug": "free-malaysia-today",
    "url": "https://www.freemalaysiatoday.com/category/nation/2026/09/25/be-prepared-for-the-monsoon-with-bjak-s-special-perils-cover"
  },
  "original_language": "en",
  "account": "The wet season is approaching, bringing potential risks for Malaysian drivers. Many vehicles are left damaged by monsoon rains, flooding, landslides, and fallen trees. Standard insurance does not cover flood damage, making special perils cover essential. Only 4% of Malaysians have flood insurance coverage. The inter-monsoon period, between April and November, sees frequent thunderstorms, increasing the likelihood of flash floods and fallen trees. To protect themselves, drivers should check their policy schedule, ensure the add-on is listed, avoid waiting for renewal, consider parking location, verify the sum insured, and compare prices before purchasing. BJAK, a leading insurance platform, has seen a 19% increase in special perils coverage adoption among its customers.",
  "summary": "Only 4% of Malaysians have flood cover for their vehicles, as most comprehensive policies exclude it by default.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Free Malaysia Today",
        "title": "Be prepared for the monsoon with BJAK’s special perils cover",
        "url": "https://urgent.news/2026/09/25/be-prepared-for-the-monsoon-with-bjaks-special-perils-cover",
        "published": "2026-09-25T02:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}