{
  "id": 9646501,
  "title": "Delayed retirement: 4% more pension or 12,000 euros for each year",
  "url": "https://urgent.news/2026/09/24/jubilacion-demorada-un-4-mas-de-pension-o-12-000-euros-por-cada-ano",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-24T21:33:23.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/economia/2026/09/24/6ab53ffce5fdea21078b4583.html"
  },
  "original_language": "es",
  "account": "Spain's Social Security offers incentives for delaying retirement, known as \"jubilación demorada\". This can be received in three ways: as a percentage increase in pension, as a one-time payment or cheque, or a combination of both. To be eligible, one must have reached the ordinary retirement age and have at least 15 years of contributions. The percentage increase is 4% per year of delay, with an additional 2% for periods over 6 months and under a year. A one-time payment can also be received, with an automatic 10% increase for those with over 44.5 years of contributions.",
  "summary": "¿Qué opción es más rentable? El jubilado tarda una media de menos de 11 años en recuperar mediante las mensualidades el importe íntegro del pago único. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}