{
  "id": 9634774,
  "title": "Federal Reserve Unveils Stablecoin Rules on Reserves and Capital",
  "url": "https://urgent.news/2026/09/24/federal-reserve-unveils-stablecoin-rules-on-reserves-and-capital",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-24T21:56:03.000Z",
  "source": {
    "name": "Decrypt",
    "slug": "decrypt",
    "url": "https://decrypt.co/379274/federal-reserve-unveils-stablecoin-rules-on-reserves-and-capital"
  },
  "original_language": "en",
  "account": null,
  "summary": "The Federal Reserve has unveiled proposals for regulating stablecoin issuers. The central bank is seeking comment on two proposals under the GENIUS Act. One proposal requires issuers supervised by the Fed to fully back tokens with safe assets.\n\nA second proposal outlines an application process for insured state member banks seeking to issue payment stablecoins. Banks would need to submit detailed business plans, financial records, and risk-management policies, among other documentation.\n\nThe regulatory efforts are part of a broader push to integrate digital assets into the formal banking system, with other regulators such as the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation also involved. According to Investing.com, the GENIUS Act's statutory enforcement deadline is January 2027.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 4,
    "also_reported_by": [
      {
        "outlet": "Federal Reserve Board",
        "title": "Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act",
        "url": "https://urgent.news/2026/09/24/federal-reserve-board-requests-public-comment-on-two-proposals",
        "published": "2026-09-24T18:30:00.000Z"
      },
      {
        "outlet": "Investing.com",
        "title": "US Federal Reserve proposes new stablecoin rules",
        "url": "https://urgent.news/2026/09/24/us-federal-reserve-proposes-new-stablecoin-rules",
        "published": "2026-09-24T18:54:59.000Z"
      },
      {
        "outlet": "CoinDesk",
        "title": "U.S. Federal Reserve moves on proposals to implement GENIUS Act for stablecoins",
        "url": "https://urgent.news/2026/09/24/u-s-federal-reserve-moves-on-proposals-to-implement-genius-act-for",
        "published": "2026-09-24T22:28:49.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}