{
  "id": 9604121,
  "title": "Home loan rates below 5 percent ‘on borrowed time’",
  "url": "https://urgent.news/2026/09/24/home-loan-rates-below-5-percent-on-borrowed-time",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-24T18:35:08.000Z",
  "source": {
    "name": "RNZ Business",
    "slug": "rnz-business",
    "url": "https://www.rnz.co.nz/news/personal-finance/1564997/home-loan-rates-below-5-percent-on-borrowed-time"
  },
  "original_language": "en",
  "account": null,
  "summary": "Banks have already made adjustments to some terms, but some have left the two-year term on hold, or even reduced it.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}