{
  "id": 9564162,
  "title": "– Store konsekvenser for alle med boliglån",
  "url": "https://urgent.news/2026/09/24/store-konsekvenser-for-alle-med-boliglan",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-24T13:51:23.000Z",
  "source": {
    "name": "E24 Norway",
    "slug": "e24-norway",
    "url": "https://e24.no/norsk-oekonomi/i/3padKd/store-konsekvenser-for-alle-med-boliglaan"
  },
  "original_language": "en",
  "account": "On Thursday, the rent committee at Norges Bank decided to increase the policy rate by a quarter of a percentage point to 4.5 percent. This is the first increase since May. Most people encountered on the streets of Oslo following the bank's decision have mortgages and are less concerned about the rate increase. Some, however, are worried about their home loans. Monica Csanga, who has a mortgage and spoke to E24 at Stortorget in central Oslo, thinks the decision has significant consequences for all mortgage holders. She noted that those entering the housing market may receive signals that make it difficult for them. Csanga is also concerned about the poor access to rental properties, calling it a significant challenge that seems unlikely to be resolved soon. She believes the current rate hike won't immediately prompt her to drop any plans, but rather, she might cut back on smaller expenses like buying a second coffee of the week. The problem, she believes, is not just this one rate increase but the combination of multiple hikes and price growth that she doubts will stop anytime soon. Norges Bank stresses that inflation has been above its 2 percent target in the long term, with August's inflation at 3.3 percent and core inflation at 3 percent. Mortgage holders have an eight-week notice before the bank raises the rate, meaning increased mortgage expenses could arrive just before Christmas. Erlend Bauck Sole, who is unaffected by the rate hike in his daily life, has confidence in the bank's decision-making process. He hopes the underlying assumptions will change, allowing for lower rates in the future. While Sole acknowledges the impact of rising prices, he believes they are a good reason to keep rates high. As someone working in the real estate industry, he hopes for lower rates in the long run. The Pengepolitisk report suggests that Norges Bank is open to further rate hikes in the future, with another increase expected next year. Trond Myhren, who has many loans, thinks the rate hike is unfair for those with significant loans. He says he has little mortgage debt, so the increase doesn't affect him much, but notes that it will impact the economy.",
  "summary": "Økt rente bekymrer flere E24 møter på gaten. – Tenker mye på den som skal inn på boligmarkedet, sier…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}