{
  "id": 9411958,
  "title": "Access Bank, Visa launch ‘Visa Accept’ in Ghana",
  "url": "https://urgent.news/2026/09/23/access-bank-visa-launch-visa-accept-in-ghana",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-23T20:50:03.000Z",
  "source": {
    "name": "Joy Business",
    "slug": "joy-business",
    "url": "https://www.myjoyonline.com/access-bank-visa-launch-visa-accept-in-ghana/"
  },
  "original_language": "en",
  "account": "Visa and Access Bank Ghana have launched Visa Accept, a solution designed to enable small and micro merchants across Ghana to accept contactless card payments using their smartphones. This innovative service eliminates the need for expensive point-of-sale (POS) hardware, making digital payments more accessible for the country's smallest businesses.\n\nVisa Accept simplifies the payment process for consumers, who can settle transactions using contactless cards, mobile wallets, QR codes, or secure payment links directly through the Access Bank mobile banking app. The funds are transferred to the merchant's existing bank account in near real-time, all while benefiting from Visa's robust security measures and consumer protections, including dispute resolution and refund support.\n\nFabrice Konan, Visa's Country Manager for Ghana, highlighted the growing demand for digital payments in Ghana, but also the ongoing challenges faced by smaller merchants in adopting this technology. He emphasized that Visa Accept addresses this issue by leveraging the smartphones that many merchants already own, making the transition to digital payments more affordable and straightforward.\n\nEugene Ocansey, Access Bank's Executive Director for Retail and SME Banking, shared his enthusiasm about the partnership, noting that it aligns with Access Bank's mission to help informal businesses transition into the formal economy. By providing a tool that makes transaction data visible, Visa Accept enables better understanding of each business's operations, ultimately making them more bankable to financial institutions. Visa Accept is now accessible to eligible Access Bank Ghana customers nationwide, with enrollment available through the mobile app or by visiting an Access Bank branch for assistance.",
  "summary": "Visa Accept helps to address a key challenge facing many of Ghana's smallest businesses.",
  "key_points": [
    "Visa and Access Bank Ghana launch Visa Accept solution.",
    "Enables small merchants to accept contactless payments via smartphones.",
    "Funds transferred to merchant's bank account in near real-time."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "MyJoyOnline Ghana",
        "title": "Access Bank, Visa launch ‘Visa Accept’ in Ghana",
        "url": "https://urgent.news/2026/09/23/access-bank-visa-launch-visa-accept-in-ghana-9412616",
        "published": "2026-09-23T20:50:03.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}