{
  "id": 9348476,
  "title": "These are the 7 money habits 'quietly wealthy' Americans follow - how to put their playbook to work",
  "url": "https://urgent.news/2026/09/23/these-are-the-7-money-habits-quietly-wealthy-americans-follow-how-to",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-23T14:00:56.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/articles/7-money-habits-quietly-wealthy-140056941.html"
  },
  "original_language": "en",
  "account": "Here are seven money habits quietly wealthy Americans follow:\n\n1. Practical car choices: Millionaires often drive a Toyota, Honda, or Ford rather than high-end luxury vehicles. This helps retain wealth by avoiding unnecessary expenses.\n\n2. Shopping around for car insurance: Comparing rates through platforms like Insurify can save up to 15% on monthly costs and potentially lead to bundling car and home insurance for further savings.\n\n3. Tax-efficient planning: Even those with significant net worth should consider tax planning. Tools like WiserAdvisor connect users with vetted financial advisors for free, helping minimize tax liabilities.\n\n4. Knowing where money goes: Wealthy individuals are disciplined about budgeting and regularly review their spending to ensure alignment with priorities. Tools like Monarch Money can help manage finances and identify potential savings.\n\n5. Automating investments: Apps like Acorns round up everyday purchases to the nearest dollar and invest the spare change in a diversified portfolio. Over time, this can lead to substantial growth, even with small amounts invested regularly.\n\n6. Privacy and discretion: Maintaining financial privacy helps protect against fraud and maintains privacy, which can lead to better deals and stronger personal relationships.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}