{
  "id": 9212134,
  "title": "CaixaBank's Portuguese subsidiary opts for growing mortgages",
  "url": "https://urgent.news/2026/09/22/la-filial-lusa-de-caixabank-apuesta-por-hipotecas-crecientes",
  "topic": "business",
  "section": "Business",
  "published": "2026-09-22T22:00:35.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/mercados/2026/09/23/6ab2df9de5fdea452c8b45a8.html"
  },
  "original_language": "es",
  "account": "BPI, a subsidiary of CaixaBank in Portugal, has launched a new mortgage product with a fixed interest rate and increasing monthly payments. The mortgage starts with a lower monthly payment that increases by 1% each year, with an initial annual equivalent rate (TAE) of 5.8% that can be reduced to 5.1% with certain conditions. This product is aimed at attracting young customers, aged up to 35, who are struggling to access housing due to high property prices. BPI's parent company, CaixaBank, aims to offer families predictability in their financial decisions and reduce their exposure to interest rate volatility. The product is part of BPI's strategy to reinforce its fixed-rate offer.",
  "summary": "It offers a quota that increases by 1% each year in a highly competitive market to attract customers up to 35 years old.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Expansion ES",
        "title": "CaixaBank prevé una Rote del 20% en 2027 y crecer menos en hipotecas",
        "url": "https://urgent.news/2026/09/22/caixabank-preve-una-rote-del-20-en-2027-y-crecer-menos-en-hipotecas",
        "published": "2026-09-22T21:50:24.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}