{
  "id": 9121203,
  "title": "Best CD rates today, Tuesday, September 22, 2026: Lock in up to 4.40% APY",
  "url": "https://urgent.news/2026/09/22/best-cd-rates-today-tuesday-september-22-2026-lock-in-up-to-4-40-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-22T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-tuesday-september-22-2026-lock-in-up-to-440-apy-100000744.html"
  },
  "original_language": "en",
  "account": "As of Tuesday, September 22, 2026, the top CD rate available is 4.40% APY, offered by Happen Bank for a 2-year CD. CD rates have been rising due to recent Federal Reserve rate hikes, and currently, CDs offer significantly higher returns compared to traditional savings accounts. While short-term CDs (6-12 months) generally offer around 4% APY, longer-term CDs have historically yielded higher interest rates, but this trend has flattened or inverted in the current economic climate, with the highest rate now for a 12-month term. Factors such as your goals, financial institution, account terms, and inflation should be considered when choosing a CD.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 3,
    "also_reported_by": [
      {
        "outlet": "Ajel English",
        "title": "Foreign exchange rates steady against Saudi riyal on Tuesday",
        "url": "https://urgent.news/2026/09/22/foreign-exchange-rates-steady-against-saudi-riyal-on-tuesday",
        "published": "2026-09-22T07:59:38.000Z"
      },
      {
        "outlet": "Yahoo Finance",
        "title": "Mortgage and refinance interest rates today, Tuesday, September 22, 2026: Rates move lower, but 30-year still over 7%",
        "url": "https://urgent.news/2026/09/22/mortgage-and-refinance-interest-rates-today-tuesday-september-22-2026",
        "published": "2026-09-22T10:00:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}