{
  "id": 9007111,
  "title": "Delinquency ratio on bank loans up in July",
  "url": "https://urgent.news/2026/09/21/delinquency-ratio-on-bank-loans-up-in-july",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-21T21:00:07.000Z",
  "source": {
    "name": "Yonhap News",
    "slug": "yonhap-news",
    "url": "https://en.yna.co.kr/view/AEN20260921009600320"
  },
  "original_language": "en",
  "account": "In July, the delinquency ratio on loans provided by banks increased compared to the previous month, primarily due to a decrease in write-offs of bad debts, according to data released by the Financial Supervisory Service (FSS) on Tuesday. The delinquency numbers for won-denominated bank loans were 0.63% at the end of July, an increase of 0.07 percentage points from the prior month, as reported by the FSS. The total amount of newly overdue loans amounted to 3.2 trillion won (US$2.32 billion) in July, representing a rise of 0.6 trillion won from the previous month. However, the total amount of write-offs for these loans was 1.4 trillion won, which decreased by 3.9 trillion won over the cited period, according to the FSS. Specifically, the delinquency ratio for corporate loans was 0.78% as of the end of July, a 0.1 percentage point increase from the previous month, while the ratio for household loans increased by 0.02 percentage points to 0.42% during the same period.",
  "summary": "SEOUL, Sept. 22 (Yonhap) -- The delinquency ratio on loans extended by banks ros...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}