{
  "id": 8976146,
  "title": "Greater Accra region accounts for 77% of total secured credit in half-year 2026 – BoG",
  "url": "https://urgent.news/2026/09/21/greater-accra-region-accounts-for-77-of-total-secured-credit-in-half-8976146",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-21T17:46:39.000Z",
  "source": {
    "name": "MyJoyOnline Ghana",
    "slug": "myjoyonline-ghana",
    "url": "https://www.myjoyonline.com/greater-accra-region-accounts-for-77-of-total-secured-credit-in-half-year-2026-bog/"
  },
  "original_language": "en",
  "account": "As of 30th June 2026, the Bank of Ghana's Collateral Registry reports that the Greater Accra Region secured 77.8% of all secured credit in the second half of 2026, totaling GH¢24.5 billion. This was followed by the Ashanti Region with a 10.8% share, amounting to GH¢3.4 billion. The Western, Eastern, and Central Regions accounted for 3.6%, 1.0%, and 0.9% respectively. Outside Ghana-based lenders also contributed 3.4% of the total secured credit, securing assets in the country valued at GH¢1.1 billion. The report highlights that eight regions registered more than 2,000 security interest registrations, with Ashanti leading the pack with 27,627 registrations, which constitute 30.0% of all registrations. The Greater Accra Region followed with 21,736 registrations, accounting for 23.6%. The Central, Eastern, and Western Regions recorded 10,565 (11.5%), 8,170 (8.9%), and 7,869 (8.5%) registrations respectively. Only four regions saw registrations below 500, with the Oti Region recording the lowest at 153 registrations. The distribution of registered collaterals shows a 25.8% year-on-year decrease in total assets registered, down from 158,298 in the second quarter of 2025 to 117,428 in the second quarter of 2026. Of the registered collaterals, 79.1% (92,878 assets) were movable assets, while 2.6% were immovable assets. The most frequently registered category of collateral was cash, with 80,673 registrations, making up 68.7% of all pledged collateral. Inventory/stock of goods followed closely with 10,015 registrations, equivalent to 8.5% of total collateral. Company/Business Assets and Consumer/Household goods accounted for 9,247 (7.9%) and 4,619 (3.9%) registrations respectively.",
  "summary": "The Greater Accra Region recorded the largest share of total secured credit as of 30th June 2026, accounting for GH¢24.5 billion, representing 77.8%, the half-year 2026 Collateral Registry by the Bank of Ghana has revealed. Ashanti Region followed with 10.8% share, amounting to GH¢3.4 billion in the second quarter of 2026. Western, Eastern and Central […]",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Joy Business",
        "title": "Greater Accra region accounts for 77% of total secured credit in half-year 2026 – BoG",
        "url": "https://urgent.news/2026/09/21/greater-accra-region-accounts-for-77-of-total-secured-credit-in-half",
        "published": "2026-09-21T17:46:39.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}