{
  "id": 8955366,
  "title": "Self Bank lanza un depósito a dos años al 2,75% TAE",
  "url": "https://urgent.news/2026/09/21/self-bank-lanza-un-deposito-a-dos-anos-al-2-75-tae",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-21T15:27:26.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/09/21/6ab14ca7e5fdea6e698b4579.html"
  },
  "original_language": "es",
  "account": "Self Bank has entered the competitive Spanish savings account market with a new 24-month deposit offering an annual equivalent rate (AER) of 2.75%. This product cannot be canceled within the first six months, with a 0.5% penalty after that period. Alongside this, Self Bank also offers a welcome deposit for new customers or existing balances, which pays 2.75% AER for 12 months without requiring any tie-in.\n\nSelf Bank has expanded its deposit offerings with terms of 3, 6, and 12 months. For the 3 and 12-month deposits, clients can earn up to an additional 3% AER by investing the minimum required amount in funds managed by Singular AM. The 3-month deposit earns 2% AER, but increases to 3% AER if the client invests at least 30% of the deposit amount in the recommended Singular AM funds within five days of opening the account. The 12-month deposit now offers a base rate of 2.50% AER, with an additional 3% AER if the client deposits at least the 30% within five days of opening the account.\n\nSelf Bank's strategy aims to encourage customers to move beyond traditional savings, planning investments with a long-term perspective to protect their assets during high-inflation environments. The neobank joins a growing list of entities that have increased their deposit rates following the latest European Central Bank (ECB) interest rate hike, which has led to improvements in the risk-free returns of savings products. Neobanks like MyInvestor and Deutsche Bank have also increased their deposit rates, while ING has launched new 6-month deposit options with higher returns for larger amounts, and Trade Republic and Revolut have raised their TAER options for both new and existing clients.",
  "summary": "Self Bank entra de lleno a competir con las cuentas remuneradas más competitivas en España. La entidad lanza un depósito a 24 meses al 2,75% TAE (tasa anual equivalente) y con abono mensual de intereses. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}