{
  "id": 8939544,
  "title": "Home equity loan vs. HELOC: Which option is right for your credit card payoff plan?",
  "url": "https://urgent.news/2026/09/21/home-equity-loan-vs-heloc-which-option-is-right-for-your-credit-card",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-21T14:14:13.000Z",
  "source": {
    "name": "CBS News",
    "slug": "cbs-news",
    "url": "https://www.cbsnews.com/news/home-equity-loan-vs-heloc-credit-card-payoff/"
  },
  "original_language": "en",
  "account": null,
  "summary": "Both home equity borrowing options can be smart card debt payoff tools, but it's important to know which one is best.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}