{
  "id": 8792771,
  "title": "Santander refines strategy in Mexico to grow without increasing risk",
  "url": "https://urgent.news/2026/09/20/santander-afina-la-estrategia-en-mexico-para-crecer-sin-elevar-el",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-20T21:57:27.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/09/20/6a6c8d62468aeb24478b457c.html"
  },
  "original_language": "es",
  "account": "Santander is optimistic about growth opportunities in Mexico, but wants to manage risk. The bank's strategy focuses on large and medium-sized companies, with plans to accelerate credit and maintain strict capital discipline. Santander has reduced its appetite for credit card and personal loan business, considering them less profitable, but is open to revisiting this if the labor market continues to improve. The bank has increased financing for car purchases and mortgages, and is cautiously expanding payroll-backed loans, with Mexico's competitive market not seen as an obstacle. Santander's CEO, Héctor Grisi, expects a renegotiation of the US-Mexico-Canada trade agreement, but believes an agreement will be reached.",
  "summary": "Junto con España, es el mercado donde más incrementa el préstamo. El banco cree que hay una oportunidad y pone el foco en las grandes corporaciones y las empresas medianas. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}