{
  "id": 8654824,
  "title": "Best CD rates today, Saturday, September 19, 2026: Lock in up to 4.40% APY with a 2-year CD",
  "url": "https://urgent.news/2026/09/19/best-cd-rates-today-saturday-september-19-2026-lock-in-up-to-4-40-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-19T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-saturday-september-19-2026-lock-in-up-to-440-apy-with-a-2-year-cd-100000984.html"
  },
  "original_language": "en",
  "account": "On Saturday, September 19, 2026, the best certificate of deposit (CD) rate available is 4.40%, offered by Happen Bank for a 2-year CD. CD rates have been relatively stable in 2026 as the Federal Reserve has kept interest rates unchanged. Online banks and credit unions typically provide the highest CD rates. The annual percentage yield (APY) determines the total interest earned over one year, considering both the base interest rate and compounding frequency. For instance, a $1,000 investment in a one-year CD with a 4% APY, compounded monthly, would yield a balance of $1,040.74 after a year. Various CD types are available, including bump-up CDs, no-penalty CDs, jumbo CDs, brokered CDs, and CDs with shorter terms like 6-month and 18-month CDs. When selecting a CD, consider both the interest rate and features like flexibility and fees.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 4,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "Mortgage and refinance interest rates today, Saturday, September 19, 2026: Mortgage rates move lower to start the weekend",
        "url": "https://urgent.news/2026/09/19/mortgage-and-refinance-interest-rates-today-saturday-september-19",
        "published": "2026-09-19T10:00:00.000Z"
      },
      {
        "outlet": "Investing.com",
        "title": "China keeps benchmark lending rates unchanged for 16th month in September",
        "url": "https://urgent.news/2026/09/20/china-keeps-benchmark-lending-rates-unchanged-for-16th-month-in",
        "published": "2026-09-20T01:36:45.000Z"
      },
      {
        "outlet": "New Straits Times",
        "title": "China keeps benchmark lending rates unchanged for 16th month in September",
        "url": "https://urgent.news/2026/09/20/china-keeps-benchmark-lending-rates-unchanged-for-16th-month-in-8585824",
        "published": "2026-09-20T02:09:57.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}