{
  "id": 8647935,
  "title": "Is Affirm Holdings, Inc. (AFRM) Stock a Buy After Goldman Sachs Raised Its Price Target?",
  "url": "https://urgent.news/2026/09/19/is-affirm-holdings-inc-afrm-stock-a-buy-after-goldman-sachs-raised",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-19T08:08:41.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/stocks/articles/affirm-holdings-inc-afrm-stock-080841812.html"
  },
  "original_language": "en",
  "account": "Affirm Holdings, Inc. (AFRM) stock has shown potential for investors after Goldman Sachs increased its price target. Despite underperforming the broader market year-to-date, the company has experienced robust growth in interest-bearing loans, strategic partnerships, and Amazon volumes. Goldman Sachs raised its price target from $106 to $115 on September 12, citing improving fundamentals and impressive fourth-quarter results, including 33% revenue growth and 89 million in operating income. Interest income rose 35%, with 80% of direct-to-consumer product loans carrying interest at quarter-end. Affirm Card active user base doubled to 5.2 million, with a 124% increase in Card GMV to $2.8 billion. Management projects significant upside with a $64 billion GMV and 30.5% adjusted operating margin in fiscal 2027. While expanding interest-bearing loans could pose risks from deteriorating credit quality, Affirm's position in the point-of-sale financing space and the competitive landscape of Buy Now Pay Later offerings warrant close monitoring of credit performance.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}