{
  "id": 8355818,
  "title": "Collateral Registry: Security interest registrations declined by 32.2% in quarter 2, 2026",
  "url": "https://urgent.news/2026/09/19/collateral-registry-security-interest-registrations-declined-by-32-2-8355818",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-19T01:29:21.000Z",
  "source": {
    "name": "Joy Business",
    "slug": "joy-business",
    "url": "https://www.myjoyonline.com/collateral-registry-security-interest-registrations-declined-by-32-2-in-quarter-2-2026/"
  },
  "original_language": "en",
  "account": "The Second Quarter Brief on 2026 Collateral Registry revealed a significant decline in security interest registrations, down by 32.2% year-over-year. The Second Quarter Brief attributed the drop mainly to a decrease in registrations by Savings and Loans Institutions (S&Ls). In spite of the lower registration volumes, the total value of secured credit registered surged by a substantial 73.4%, signaling growth in lending activities compared to the previous quarter.\n\nThe report indicated that search activity on the Collateral Registry Application System (CRAS) rose by 13.9%. This increase in searches suggests a higher usage of the Registry's platform by lenders and other stakeholders, which could lead to improved credit due diligence and reduced information asymmetry. This trend was further bolstered by intensified sensitisation and training activities initiated by the Registry.\n\nWhen compared to quarter one 2026, there was an 8.7% increase in searches, from 17,955 to 19,518. The registration of security interests decreased markedly to 92,033 in quarter two 2026 from 135,721 registrations recorded in quarter two 2025, marking a 32.2% decline. The registration decrease was attributed to S&Ls, who accounted for 42.4% of the drop. They decreased from 119,649 registrations in quarter two 2025 to 68,871 in quarter two 2026.\n\nThe number of searches conducted during the review period totaled ninety thousand, five hundred and eighteen, representing a 13.9% increase over the 17,140 searches recorded in the second quarter of 2025. S&Ls accounted for the majority of searches, with 12,397 searches, marking a year-on-year increase of 3.6% compared to the 11,968 searches conducted in quarter two 2025.",
  "summary": "The registration of security interests decreased significantly to 92,033 in quarter two 2026 from 135,721 registrations recorded in quarter two 2025.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "MyJoyOnline Ghana",
        "title": "Collateral Registry: Security interest registrations declined by 32.2% in quarter 2, 2026",
        "url": "https://urgent.news/2026/09/19/collateral-registry-security-interest-registrations-declined-by-32-2",
        "published": "2026-09-19T01:29:21.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}