{
  "id": 825415,
  "title": "Back to school: Which UAE banks let parents pay fees in instalments?",
  "url": "https://urgent.news/2026/08/14/back-to-school-which-uae-banks-let-parents-pay-fees-in-instalments",
  "topic": "world",
  "section": "World",
  "published": "2026-08-14T01:05:00.000Z",
  "source": {
    "name": "Gulf News",
    "slug": "gulf-news",
    "url": "https://gulfnews.com/your-money/saving-investment/back-to-school-which-uae-banks-let-parents-pay-fees-in-instalments-1.500640244"
  },
  "original_language": "en",
  "account": "As the 2026-2027 school year commences in the United Arab Emirates, parents seeking to pay tuition fees in installments have a variety of options from local banks. Each financial institution offers distinct repayment periods, eligibility criteria and associated costs. The deadline for many schools' first tuition payments approaches as August 31 marks the start of the academic year for public and Ministry of Education-affiliated private schools. Private institutions follow their own calendars determined by local education authorities.\n\nDubai's Abu Dhabi Islamic Bank (ADIB) enables credit-card holders to split eligible school fees over three, six or 12 months without incurring any processing fee. The payment must be made through ADIB's app or customer service within 30 days of the transaction. Another option is ADCB, which lets customers pay school fees in three, six or 12 monthly installments at zero interest. A Dh50 processing fee is charged for each converted transaction, and the offer remains valid until October 31, 2026.\n\nADIB's ADIB Covered Cards may also qualify for school fee instalment plans, but certain cards such as the No Murabaha, Fast, Football, Business and ISIC cards are excluded. Ajman Bank provides three or six-month instalments for eligible education providers, including institutions like Ajman Academy and Ajman University College. However, the bank's offer is limited to selected merchants and does not explicitly state a campaign expiry date or processing fee.\n\nSeveral banks, including Al Hilal Bank, CBD Al Islami and Emirates Islamic, offer flexible payment plans for school fees. Al Hilal Bank transfers up to 80% of the card limit to the school's UAE bank account at a zero profit rate, while CBD Al Islami allows eligible purchases of Dh1,000 or more to be converted into zero-cost instalments. Emirates Islamic provides a six-month instalment plan for education transactions of at least Dh1,000 with no profit or processing fee, subject to certain conditions and a December 31, 2026 expiry.\n\nMoreover, First Abu Dhabi Bank (FAB) currently offers a seasonal school-fee promotion, allowing eligible credit-card transactions to be divided over three, six, nine or 12 months with zero interest and no processing fee. Parents must finalize the school payment by September 30, 2026, to avail of this offer. Each bank's terms and conditions should be carefully reviewed before opting for a specific instalment plan.",
  "summary": "Dubai: UAE parents facing large school-fee payments this month can choose from a range of credit-card instalment facilities, but the cost, repayment period and eligibility rules differ sharply between banks. Get updated faster and for FREE: Download the Gulf News app now - simply click here. The payment period comes shortly before the 2026–2027 academic year begins. Students at UAE public schools…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}