{
  "id": 8246453,
  "title": "Retirement Guide: Formulas to Anticipate Retirement and Combine Salary and Pension",
  "url": "https://urgent.news/2026/09/18/guia-de-la-jubilacion-formulas-para-anticipar-el-retiro-como",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-18T12:24:18.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/economia/2026/09/18/6aad2d71e5fdea90798b4590.html"
  },
  "original_language": "es",
  "account": "The pension system in Spain is undergoing significant changes aimed at encouraging people to stay in the workforce. To help individuals navigate this new landscape, EXPANSIÓN has published a guide that outlines various retirement options and how to optimize future benefits. The guide covers topics such as early retirement penalties, partial retirement, and flexible retirement, as well as the financial and tax implications of each option. It also addresses common questions, such as how much pension benefits are reduced for early retirement and how to combine work and pension payments. The guide provides information on the economic benefits of delayed retirement and the impact on income tax.",
  "summary": "The pension system in Spain is undergoing a profound regulatory transformation marked by the implementation of the latest reforms aimed at encouraging people to remain in the labor market. In this context of continuous regulatory changes and financial strain, planning the final stretch of one's professional life has become a decision that is both crucial and complex. To shed light on this issue...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}