{
  "id": 8225903,
  "title": "How you may add Rs 37 lakh more to EPF corpus",
  "url": "https://urgent.news/2026/09/18/how-you-may-add-rs-37-lakh-more-to-epf-corpus",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-18T09:44:44.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/invest/epfo-epf-retirement-corpus-wage-ceiling-calculator-rs-1800-vs-rs-3000-monthly-contribution-how-much-more-corpus-can-you-build-in-30-years/articleshow/134331345.cms"
  },
  "original_language": "en",
  "account": "The Indian government recently announced an increase in the Employees’ Provident Fund (EPF) wage ceiling from Rs 15,000 to Rs 25,000. This decision could potentially add an extra Rs 37 lakh to an employee's EPF corpus if they contribute at the new wage ceiling during their employment tenure.\n\nUnder the old wage ceiling of Rs 15,000, an employee's monthly EPF contribution was Rs 1,800 (12% of Rs 15,000), with an equal contribution from their employer. With the new wage ceiling of Rs 25,000, the monthly EPF contribution rises to Rs 3,000 (12% of Rs 25,000).\n\nAssuming a consistent 8.25% interest rate, the difference in the EPF corpus between these two scenarios can be seen over a 30-year investment horizon. At the old wage ceiling, an employee would accumulate approximately ₹55.47 lakh in 30 years, while at the new wage ceiling, the corpus would grow to around ₹92.45 lakh. This represents a nearly Rs 36.98 lakh difference, highlighting the significant impact of the increased wage ceiling on an EPF retirement savings.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}