{
  "id": 8037769,
  "title": "Regulierung: Bafin warnt: Sanierungsfälle mindern Chancen auf weniger Vorgaben für kleine Banken",
  "url": "https://urgent.news/2026/09/17/regulierung-bafin-warnt-sanierungsfalle-mindern-chancen-auf-weniger",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-17T14:03:58.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/banken-versicherungen/banken/banken-bafin-warnt-sanierungsfaelle-mindern-chancen-auf-weniger-vorgaben/100255281.html"
  },
  "original_language": "de",
  "account": "The German financial regulator Bafin has cautioned that scandals and restructuring cases may reduce the chances of fewer regulatory requirements for small banks. Bafin's CEO Mark Branson made this clear at a industry conference on Wednesday. When small German banks behaved recklessly, it would be noticed by European decision-makers, said the Bafin CEO. \"You want a small bank regime, but what kind of small banks are you really talking about?\" Branson explained, something he often hears in discussions. The Bafin chief emphasized, \"Every unnecessary restructuring case dilutes the chances of breakthroughs in terms of proportionality.\" Bafin is currently working together with the Bundesbank and the German government at the EU level to seek relaxation of regulatory requirements for small banks in Europe. The German supervisory authorities had proposed a so-called small bank regime with significant relief in summer 2025. The aim is to relieve the banks of bureaucratic burdens. However, so far, little progress has been made within the EU in this regard. Within the EU, Germany is the country with the most small banks: alone more than 900 savings banks and cooperative banks. These institutions must essentially adhere to the rules that were primarily introduced for large banks after the 2008 financial crisis. The \"small bank regime\" aims to change that.",
  "summary": "Sparkassen und Genossenschaftsbanken hoffen auf den Abbau von Vorgaben. Die Bafin hat dazu zwar Vorschläge gemacht, aber die jüngsten Skandale könnten die Chance auf Umsetzung schmälern.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}