{
  "id": 791616,
  "title": "What's a good 1-year CD account interest rate considered to be now?",
  "url": "https://urgent.news/2026/08/13/whats-a-good-1-year-cd-account-interest-rate-considered-to-be-now",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-13T18:19:43.000Z",
  "source": {
    "name": "CBS News",
    "slug": "cbs-news",
    "url": "https://www.cbsnews.com/news/whats-good-1-year-cd-account-interest-rate-august-2026/"
  },
  "original_language": "en",
  "account": "A good 1-year CD account interest rate is currently considered to be in the range of 4.15% to 4.25%, according to recent developments. This range is significantly higher than the rates found in other common savings accounts such as high-yield savings accounts, money market accounts, and traditional savings accounts. The Federal Reserve's decision to pause interest rates at its July meeting, along with the declining inflation and weaker-than-expected unemployment numbers, has left many savers unsure about the best course of action with their savings. CDs offer fixed rates that remain unchanged even during market uncertainty, making them a more profitable option for those willing to lock their money away for a year. Therefore, if a saver can find a CD with an interest rate within the range of 4.15% to 4.25%, it can be considered to be a good rate currently.",
  "summary": "With the interest rate climate uneven, it helps to know what a good 1-year CD account interest rate is considered to be.",
  "key_points": [
    "1-year CD interest rates currently 4.15% to 4.25%",
    "Higher than high-yield savings, money market, traditional savings accounts",
    "CDs offer fixed rates, profitable during market uncertainty"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}