{
  "id": 7833969,
  "title": "Chase Lets Cardholders Invest Reward Points With JPMorgan",
  "url": "https://urgent.news/2026/09/16/chase-lets-cardholders-invest-reward-points-with-jpmorgan",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-16T17:21:35.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/credit-cards/2026/chase-lets-cardholders-invest-reward-points-with-jpmorgan/"
  },
  "original_language": "en",
  "account": "Chase has introduced an investment-focused feature to its Ultimate Rewards card program, allowing eligible cardholders to redeem points for cash to invest in a J.P. Morgan Wealth Management account. This expansion enables customers to invest in a Self-Directed Investing account or work with an advisor to invest in a taxable account. Chase President Chris Reagan stated that the new option enhances the program's value by allowing rewards to contribute to financial goals. Customers can invest based on their preferences and risk tolerance after redeeming points for cash. The Ultimate Rewards program includes cards in the Chase Freedom, Ink, and Sapphire portfolios, and cardholders can also redeem points for travel, cash back, statement credits, and gift cards. J.P. Morgan Wealth Management's Paul Vienick emphasized the goal of making investing accessible and connected to existing financial management. According to PYMNTS Intelligence research, 38% of consumers switched cards for better rewards, with 46% experiencing no effort from their previous issuer to retain them. Only 28% cited a reduced credit limit as a reason for switching.",
  "summary": "Chase has announced an investment-focused expansion of its Ultimate Rewards card program. “Invest Your Points,” announced Wednesday (Sept. 16), offers eligible cardmembers a new way to redeem points for cash to invest in an eligible J.P. Morgan Wealth Management account. According to a news release, customers can redeem their points for cash to invest in an eligible J.P. Morgan Self-Directed […]…",
  "key_points": [
    "Chase allows Ultimate Rewards cardholders to invest points in J.P. Morgan accounts.",
    "Customers can invest in Self-Directed or taxable accounts after redeeming points for cash.",
    "Chase aims to make investing accessible by connecting rewards to existing financial management."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}