{
  "id": 7804604,
  "title": "Return of MDR a key step towards making UPI sustainable and enabling further growth: Experts",
  "url": "https://urgent.news/2026/09/16/return-of-mdr-a-key-step-towards-making-upi-sustainable-and-enabling",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-16T14:03:25.000Z",
  "source": {
    "name": "Economic Times Tech",
    "slug": "economic-times-tech",
    "url": "https://economictimes.indiatimes.com/tech/technology/return-of-mdr-a-key-step-towards-making-upi-sustainable-and-enabling-further-growth-experts/articleshow/134289877.cms"
  },
  "original_language": "en",
  "account": null,
  "summary": "Effective October 15, UPI payments to merchants (P2M) above Rs 2,000 will attract a 0.4% merchant discount rate with an overall cap of Rs 300. Besides, a flat concessional MDR rate of Rs 5 would be applicable on specific merchant categories such as railways, telecom services, insurance, and fuel for transaction above Rs 2,000.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}