{
  "id": 7802989,
  "title": "Best Islamic Digital Banks 2026",
  "url": "https://urgent.news/2026/09/16/best-islamic-digital-banks-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-16T14:07:56.000Z",
  "source": {
    "name": "Global Finance",
    "slug": "global-finance",
    "url": "https://gfmag.com/award/award-winners/best-islamic-digital-banks-2026/"
  },
  "original_language": "en",
  "account": "2026 marks a new era for Islamic digital banks, with a focus on autonomous solutions and innovative technology. Jordan's Islamic International Arab Bank (IIAB) leads the charge, expanding its market share to 22% of Jordan's Islamic banking assets. IIAB's success is attributed to upgraded remote onboarding, streamlined workflows, smart payments, and an AI-enabled virtual assistant named Rasel.\n\nKuwait's Boubyan Bank also demonstrates digital excellence through an award-winning mobile ecosystem. This includes automated sharia-compliant wealth solutions, SME payment gateways, and private banking. Boubyan Bank further optimizes operations with AI, implementing automated customer support and sharia risk auditing.\n\nOman's Meethaq Islamic Bank showcases a 90% first-contact resolution rate through its AI-driven Meethaq Assistant. The bank has also migrated 80% of transactions to digital channels and launched Sukuk Plus, Oman's first sharia-compliant digital investment vehicle.\n\nQatar's Dukhan Bank integrates Qatar Digital Identity for seamless verification and launches the nation's first self-service kiosks for instant account issuance. The bank also introduces instant personal-finance approvals, salary advances, and a mobile zakat-tax calculator.\n\nAbu Dhabi Islamic Bank (ADIB), a pioneer in open finance, becomes the first bank in the UAE licensed as a Third-Party Provider under the central bank's AlTareq framework. ADIB pioneers fractional sukuk investing and automated lending, growing rapidly while maintaining a highly efficient cost-to-income ratio.",
  "summary": "Islamic finance is moving beyond basic digitalization toward advanced operational transformation, driven by agentic AI and open-finance architectures. The post Best Islamic Digital Banks 2026 appeared first on Global Finance Magazine .",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}