{
  "id": 7788842,
  "title": "SBP Bans Bank Employees From Cheap Home Loans",
  "url": "https://urgent.news/2026/09/16/sbp-bans-bank-employees-from-cheap-home-loans",
  "topic": "tech",
  "section": "Tech",
  "published": "2026-09-16T12:58:12.000Z",
  "source": {
    "name": "ProPakistani",
    "slug": "propakistani",
    "url": "https://propakistani.pk/2026/09/16/sbp-bans-bank-employees-from-cheap-home-loans/"
  },
  "original_language": "en",
  "account": null,
  "summary": "The State Bank of Pakistan (SBP) has recently prohibited bank employees from availing the benefits of the Prime Minister’s Apna Ghar housing finance scheme, also known as the Wazir e Azam Apna Ghar Program. This decision was made to clarify the eligibility of employees who facilitate housing loans for the public under the scheme. The government launched the PM Apna Ghar Program to provide affordable housing finance for Pakistani citizens, offering profit subsidies and risk-sharing arrangements for purchasing houses, apartments, and plots, as well as constructing homes on already owned land. The scheme covers housing units up to 10 marla or flats measuring up to 1,500 square feet, with a financing limit of up to Rs. 10 million and a fixed customer rate of 5 percent. The repayment period can extend up to 20 years, with the government providing a markup subsidy for the first 10 years, and no processing fees or penalties for early repayment.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}