{
  "id": 7730663,
  "title": "MDR on UPI: What stays free, what attracts Rs 5 flat fee, and what 0.4% charges?",
  "url": "https://urgent.news/2026/09/16/mdr-on-upi-what-stays-free-what-attracts-rs-5-flat-fee-and-what-0-4",
  "topic": "culture",
  "section": "Culture",
  "published": "2026-09-16T06:44:46.000Z",
  "source": {
    "name": "Times of India",
    "slug": "times-of-india",
    "url": "https://timesofindia.indiatimes.com/business/india-business/upi-charges-from-october-15-0-4-mdr-on-payments-above-rs-2000-but-flat-rs-5-fee-for-railway-tickets-fuel-insurance-and-utilities-sending-money-to-friends-family-autopay-for-ott-stays-free/articleshow/134280238.cms"
  },
  "original_language": "en",
  "account": null,
  "summary": "The new MDR will take effect from October 15. However, UPI payments between individuals, including transfers made to friends, will continue to remain outside the charge. Auto-debits and UPI mandates will also not attract MDR.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}