{
  "id": 7491909,
  "title": "Surge in first-time buyers taking on higher levels of mortgage debt to get on housing ladder",
  "url": "https://urgent.news/2026/09/15/surge-in-first-time-buyers-taking-on-higher-levels-of-mortgage-debt",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-15T06:28:55.000Z",
  "source": {
    "name": "This Is Money",
    "slug": "this-is-money",
    "url": "https://www.thisismoney.co.uk/money/mortgageshome/article-16130013/Surge-time-buyers-taking-higher-levels-mortgage-debt-housing-ladder.html?ns_mchannel=rss&ns_campaign=1490&ito=1490"
  },
  "original_language": "en",
  "account": null,
  "summary": "A growing number of lenders are enabling buyers to borrow more than 4.5 times their income so long as they can prove they can afford the monthly repayments.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}