{
  "id": 7296308,
  "title": "Best CD rates today, Monday, September 14, 2026: Lock in up to 4.35% APY",
  "url": "https://urgent.news/2026/09/14/best-cd-rates-today-monday-september-14-2026-lock-in-up-to-4-35-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-14T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-monday-september-14-2026-lock-in-up-to-435-apy-100000686.html"
  },
  "original_language": "en",
  "account": "On Monday, September 14, 2026, the best CD rate available is 4.35%, according to Marcus by Goldman Sachs' 18-month CD. This high rate is notable, as the national average sits at a significantly lower 1.71%. Online banks and credit unions typically offer more competitive rates compared to traditional brick-and-mortar banks. The Federal Reserve's efforts to curb inflation by maintaining elevated interest rates have contributed to the rise in CD rates, making it an opportune time to invest in a certificate of deposit (CD). When looking for the best CD rates, consider factors such as interest rates, minimum deposit requirements, early withdrawal penalties, and auto-renewal policies. Online banks often provide the most competitive rates due to lower overhead costs. Evaluate CD rates from multiple financial institutions before making a decision, and consider the length of the term based on your financial goals.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 4,
    "also_reported_by": [
      {
        "outlet": "Yahoo Finance",
        "title": "HELOC and home equity loan rates today, Monday, September 14, 2026: A 33-basis-point differential",
        "url": "https://urgent.news/2026/09/14/heloc-and-home-equity-loan-rates-today-monday-september-14-2026-a-33",
        "published": "2026-09-14T10:00:00.000Z"
      },
      {
        "outlet": "FXStreet",
        "title": "Fed to raise interest rates to 3.75%-4.00% on September 16 – Reuters poll",
        "url": "https://urgent.news/2026/09/14/fed-to-raise-interest-rates-to-3-75-4-00-on-september-16-reuters-poll",
        "published": "2026-09-14T10:51:18.000Z"
      },
      {
        "outlet": "CNBC",
        "title": "Monday, September 14, 2026: Jim Cramer discusses his next moves for the Investing Club",
        "url": "https://urgent.news/2026/09/14/monday-september-14-2026-jim-cramer-discusses-his-next-moves-for-the",
        "published": "2026-09-14T14:12:43.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}